Terms & Conditions

Last Updated: 23-02-2026

By accessing or using our website and services, you agree to comply with and be legally bound by these Terms.

If you do not agree with these Terms, please discontinue use of the website immediately.


1. Nature of Services

Our website may provide:

  • Assistance and facilitation services related to Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) awareness and Golden Card guidance

  • Administrative support for documentation and application processes

  • Promotional reward campaigns based on computer-generated random selection

We are a private entity and are not a government authority. Government scheme benefits are subject to official eligibility criteria and approval by concerned authorities.


2. Eligibility

By using our services, you confirm that:

  • You are at least 18 years of age

  • The information provided by you is accurate and complete

  • You are legally eligible to participate in government schemes (if applicable)

  • You will not use the website for unlawful or fraudulent activities

Providing false or misleading information may result in cancellation of participation without refund.


3. User Responsibilities

Users agree to:

  • Provide accurate personal and identification details

  • Upload genuine documents only

  • Not misuse or attempt to manipulate the reward system

  • Not attempt unauthorized access to our systems

Any attempt to tamper with website functionality, data, or reward selection process may lead to permanent disqualification and possible legal action.


4. Promotional Reward System

  • Reward winners are selected through a computerized random selection process.

  • Participation does not guarantee winning.

  • Rewards are promotional in nature and independent of government benefit approval.

  • Winners may be required to submit identity proof for verification before prize disbursement.

  • The Company reserves the right to modify, suspend, or cancel the reward campaign at any time without prior notice.

All applicable taxes on rewards (if any) shall be borne by the winner as per Indian law.


5. Payments & Fees

If any administrative or participation fee is charged:

  • The fee covers service assistance and promotional participation only.

  • Fees are subject to our Refund Policy.

  • Payment does not guarantee prize winnings or government scheme approval.


6. Intellectual Property

All website content including:

  • Text

  • Graphics

  • Logos

  • Campaign materials

  • Design elements

Unauthorized use may result in legal action.


7. Limitation of Liability

We shall not be liable for:

  • Government rejection of scheme applications

  • Ineligibility under PM-JAY guidelines

  • Technical failures beyond our control

  • Internet interruptions

  • Banking/payment gateway delays

  • Non-selection in reward campaigns

Use of the website is at your own risk.


8. Data Protection

Use of personal information is governed by our Privacy Policy. By using our services, you consent to data collection and processing as described therein.


9. Third-Party Services

Our website may integrate third-party services such as:

  • Payment gateways

  • SMS/Email providers

  • Analytics tools

We are not responsible for the policies or actions of third-party providers.


10. Termination of Access

We reserve the right to:

  • Suspend or terminate user access

  • Cancel participation

  • Reject applications

if any violation of these Terms is detected.